7 Steps to Buying a Home

We will spend time listening to your goals and preferences to help you cast a vision for your home. This will include features you'll need and want in your home, potential locations, and how much you'd like to spend.

At this stage, our job is to ensure you’ve got solid financial footing when your dream home becomes available.

• If you'll be paying cash, you should reach out to your bank to obtain verification of assets that will be presented alongside an offer on a property you love.
• If you'll seek financing, our recommended network of lenders and financial experts will help you choose the best loan option and will get you pre-approved.

All of this preparation will solidify your position as a serious buyer.

Now for the fun part! We’ll translate your wish list to your custom search portal to help us narrow down the right properties within your budget. Then, we'll begin scheduling property tours together!

When you’re ready to go after a home, we’ll gather as much information as possible to help you craft a smart, data-driven offer. Then, we’ll leverage our strong negotiating skills to help you understand your options, making sure you don’t spend any more money than you need to. Negotiations will go back and forth until both parties reach an agreement and a contract is signed.

The initial stage after you get a house under contract is called the Option Period. At this time, you'll make an "earnest" payment to the title company so they can open escrow. You'll also make an "option" payment, which gives you the unrestricted right to terminate the contract for any reason during the Option Period, only forfeiting your option payment. Now is the time for due diligence. We’ll help you line up an independent licensed inspector to thoroughly investigate the home’s condition. If issues do arise, we’ll work with you to develop a strategy on how best to proceed. 

This part can get complicated, as mountains of paperwork change hands, and all the details are put into place. Your lender will order an appraisal on the property to confirm that the property satisfies underwriting requirements.  If the appraised value is lower than the sales price, we will help you negotiate the difference with the seller. At this stage, the lender will also confirm that you can get the loan.

The day before the sale is finalized, we’ll conduct a final walk-through. Then on closing day, both you and the seller will sign closing statements, you'll make your payment, and the transaction will fund. When it funds, the keys will be yours!